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Summer has come and gone and the kids are off to school. For us in Northern California it means a change from dry to wet conditions. I would usually say hot to cool, but this summer was unusually cool with the exception of a few days. So, what needs to be done before ... [Read More]
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Summer has come and gone and the kids are off to school. For us in Northern California it means a change from dry to wet conditions. I would usually say hot to cool, but this summer was unusually cool with the exception of a few days. So, what needs to be done before winter comes? Cleaning the leaves and debree out of the gutters is what comes to my mind first. Then weatherstripping around the doors and windows. If you can walk your roof (don’t walk on tile) check the flashing and vents for water tightness and apply a water proofing compound as needed. You might call PGE or a heating service company (HVAC technician) to check your heaters and vents, too. Don’t forget to change the filters. Apply paint where needed to exposed or weathered wood surfaces. If you have a sump pump under your home, give it a test run to see if its working. If the chimney hasn’t been cleaned for a while, call a chimney sweep to remove soot and creosote. Call tradesmen to help you now. Its hard to get a roofer to come out on a cold rainy winter night when there’s a drip coming through the skylight. Yep, happened to me once-glad I had a tarp in the garage for such an occasion. Maintainence on your home will help maintain its value. Well that, and a recovery in the real estate market and our economy.
Please feel free to add suggestions and share ideas for getting ready for the winter months ahead.
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Be Smart: Schedule Chimney Service This Summer eon.businesswire.com)
Yes, it has been the coolest summer in years sfgate.com)
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Let’s see, home prices per CNN.Money.com are rising in some areas of the United States and lagging in others. What are the local trends of home sales in your area? You might look at the local real estate trends as provided by Trulia. Interest rates are so low that only grand parents or great grand parents remember ... [Read More]
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Let’s see, home prices per CNN.Money.com are rising in some areas of the United States and lagging in others. What are the local trends of home sales in your area? You might look at the local real estate trends as provided by Trulia. Interest rates are so low that only grand parents or great grand parents remember lower rates. However, the job market appears to be unstable and inventory of foreclosed homes is also rising. So who is buying a home and why?Most calls I am getting are from investors who believe the bottom has been reached in our area of California, (Benicia, Danville, Martinez, Alamo, Vallejo) and now have plucked or seized the day (Carpe diem). Investor-buyers are realizing that there is a profit to be made right now with positive cash flow in many cases and security in knowing that the economic up cycle is expected with equity build up in the property. Are primary or potential owner occupied home buyers simply afraid? Is that the problem? Why are you as a potential home buyer not buying right now?
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When this new law is fully implemented, it appears that Mortgage Brokers will be limited in what loans they can originate and one wonders if mortgage brokers will even survive this change.
One of the provisions of the law requires the lender to retain a percentage of ownership, which clearly ... [Read More]
Restoring American Financial Stability Act of 2010
When this new law is fully implemented, it appears that Mortgage Brokers will be limited in what loans they can originate and one wonders if mortgage brokers will even survive this change.
One of the provisions of the law requires the lender to retain a percentage of ownership, which clearly [...]
In an effort to speed up the short sale process, some lenders are choosing to automate the way approvals are given. Bank of America is using a new system to automate the approvals of short sales, called Equator. It uses an Automatic Valuation Model (AVM) like Zillow.com to determine the value of the home, and any ... [Read More]
In an effort to speed up the short sale process, some lenders are choosing to automate the way approvals are given. Bank of America is using a new system to automate the approvals of short sales, called Equator. It uses an Automatic Valuation Model (AVM) like Zillow.com to determine the value of the home, and any [...]
